Do You Need A Car and Don't Have Good Credit? At Bay Area Credit Builders, we have very GOOD LUCK getting loans for people with only small credit card loans (Around $1000 balances), as well as some small individual credit accounts. We can help those who have never financed a vehicle. |
What about a down payment? Down Payment is about 10% to 15% of the selling price. |
What can I buy? A reasonable late model vehicle, usually under $15,000. We have many of these vehicles on our lots. |
Will I need a co-signer? Probably not! |
Is there a minimum length of employment? Usually 12 months on a good job. |
Is there a minimum age requirement? Usually 21 or older. |
Is auto insurance required? YES, FULL COVERAGE |
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Does this program apply to New, Used and Certified vehicles? YES!
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