Bay Area Credit Builders

900 Capitol Expressway Auto Mall
San Jose, CA 95136
(877) 330-0391
First Time Car Buyer
Do You Need A Car and Don't Have Good Credit?
At Bay Area Credit Builders, we have very GOOD LUCK getting loans for people with only small credit card loans (Around $1000 balances), as well as some small individual credit accounts. We can help those who have never financed a vehicle.

What about a down payment?
Down Payment is about 10% to 15% of the selling price.

What can I buy?
A reasonable late model vehicle, usually under $15,000. We have many of these vehicles on our lots.

Will I need a co-signer?
Probably not!

Is there a minimum length of employment?
Usually 12 months on a good job.

Is there a minimum age requirement?
Usually 21 or older.

Is auto insurance required?
YES, FULL COVERAGE


Does this program apply to New, Used and Certified vehicles?
YES!